Local Shutter Installers
  1. Home
  2. Guides
  3. Security
  4. Insurance and window shutters

Security · Survey

Insurance and window shutters

Updated

A fully closed anthracite security roller shutter over a ground-floor window on a flat with a glazed balcony door, late afternoon light and long shadows. Wide view of the whole elevation.

Tell the insurer. Some commercial policies expect shutters.

Sun, in watts

The worked opening for Insurance and window shutters is 3.2 m wide by 2.1 m high, 6.72 square metres of glass. This figure puts 545 watts per square metre on the pane and uses a g-value of 0.76, about 2783 watts into the room if the curtain is up. An opaque external shutter, taken as stopping 90 percent of that gain while it is fully down, leaves about 278 watts and keeps about 2505 watts out. That is a noon figure for comparison. An internal blind does not get the same reduction. For Insurance and window shutters, use the noon figure to compare two openings on the same house, then let a measured survey replace the figure.

An internal blind does not get that reduction, because the energy has already crossed the glass.

On this opening

Domestic policies may or may not care, and a discount is not a right. A claim is a bad moment to discover you fitted a non-tested curtain and described it as a security product. Keep the specification with the policy.

The same glass in winter

Winter figure for Insurance and window shutters: glass at 2.6 W/m2K, 6.72 square metres, a 12 degree inside-outside gap and eight night hours. The bare pane is about 1.68 kWh a night on that crude sum. A closed shutter cutting about 30 percent of the flow leaves 1.17 kWh and saves about 0.50 kWh a night, only while it is down. Open it when you want winter sun.

I would not order yet

Stop Insurance and window shutters if the door is an escape route and the motor has no way to open when it is dead. A photograph is not a manufacturing size.

Leeds is only a setting for Insurance and window shutters. The streets there are not the product.

How to use the figure

The 3.2 by 2.1 metre opening inside Insurance and window shutters is there so a quote has something to disagree with. If the tape gives a different size, the tape wins.

The example drive is a solar motor, and the illustration is £4,814. A belt, a wired motor and a solar motor can share a curtain and still be different jobs. Compare those lines, not a single bold total.

What the survey still has to write down

For Insurance and window shutters, ask where the box lands, what colour reference will be ordered, and how the curtain opens when the motor is dead. Those three answers move the job more than a rounded price.

Leave the lantern, the side light and the next elevation off the order unless they are drawn. Insurance and window shutters covers one kind of opening. The house may have three.

When I would not order yet

Insurance and window shutters should wait if the opening is an escape door with no way to raise a dead motor, or if the front is the elevation a conservation area was drawn to protect.

A photograph is not a manufacturing size. Two quotes for Insurance and window shutters only compare when the slat, the box and the drive are the same kind of thing.

Questions worth asking the fitter

Is the price on this page a quote?

No. £4,814 illustrates Insurance and window shutters for a 3.2 by 2.1 metre opening with a solar motor, at September 2026 rates. Your survey replaces it.

Does the shutter cover every pane?

It covers the opening it is built for. Here that example is 6.72 square metres. A roof lantern, a side light or the next elevation is another line.

What if planning is unclear?

Do not pay the factory for Insurance and window shutters until a listed building, a conservation front, a flat or a shopfront has a written answer. Ordinary rear walls on houses are sometimes simpler.

What should two quotes share?

The same openings, the same slat type, and the same drive. Insurance and window shutters uses a solar motor in the example so you can see how much the motor choice moves £4,814.

Sources